Interest Rates on Personal Loans in Georgia

November 18, 2019 By: Loanclose Staff

Personal loans are unsecured loans offered in Georgia that can be used for any major purchase you need to cover. Popular uses of personal loans are debt consolidation, home renovation, medical expenses, and many others. The interest rates of personal loans are typically 5.99% up to 36.99%.

What is the average personal loan interest rates in Georgia?

The rate you receive on a personal loan is determined by several factors. The main factor that goes into deciding the APR of your personal loan is your credit score. Look at the list below, as you can tell the better your credit score, the lower the interest and the more money you can borrow.

Average Credit Score	Average Interest Rate	Average Amount Funded
720+	7.25%	$ 18,793
680-719	11.12%	$ 15,622
660-679	17.08%	$ 11,782
640-659	23.56%	$ 10,015
620-639	31.16%	$ 7,806
580-619	58.28%	$ 6,324
560-579	107.13%	$ 4,921
Less than 560	136.50%	$ 3,549

From the information above we can conclude that getting a personal loan in Georgia with reasonable interest rates while having a credit score under 580 is difficult.

Get You Personal Loan Rates in Georgia Now

Lender	APR Range	Available Terms	Min Loan Amount	Max Loan Amount
	15% - 30% Estimated APR	Up to 1 Year Available Terms	$5,000 Min Loan Amount	$500,000 Max Loan Amount	See Your Rate Expand Details
Rate Range* [wps_meta key=”_cmb_advertised_number”] Loan Terms* [wps_meta key=”_cmb_available_terms”] [wps_meta key=”_cmb_min_loan_amount_format”] up to [wps_meta key=”_cmb_max_loan_amount_format” default=”$100,000″] Loan Amount Range* About [wps_meta key=”_cmb_comp”] [wps_meta key=”_cmb_type” after=”s”] [wps_post field=”_cmb_subtitle”] Loan Features Loan Amount [wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] with a minimum loan amount of [wps_meta key=”_cmb_min_loan_amount_format” default=”0″] and a maximum loan amount of [wps_meta key=”_cmb_max_loan_amount_format” default=”$250,000″]. Loan Term [wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] terms ranging from [wps_meta key=”_cmb_available_terms”]. Good For This loan would be ideal for [wps_meta key=”_cmb_good_for”]. Features and Benefits [wps_meta key=”_cmb_features”] Lender Requirements [wps_meta key=”_cmb_requirements”]
	3.49% - 7.75% Estimated APR	5, 7, 10, 15 or 20 Years Available Terms	$5,000 Min Loan Amount	$250,000 Max Loan Amount	See Your Rate Expand Details
Fixed Rate* [wps_meta key=”_cmb_fixed_apr”] Advertised Rate* [wps_meta key=”_cmb_variable_apr”] Terms* [wps_meta key=”_cmb_loan_amount_range”] Loan amount Types of Student Loan Refinance Private Student Loan Refinancing [wps_meta key=”_cmb_comp”] offers refinancing on private student loans. Federal Student Loan Refinancing [wps_meta key=”_cmb_comp”] also offers refinancing on federal student loans as well. Features & Benefits Loan Amount [wps_meta key=”_cmb_comp”] offers a minimum loan amount of $5,000. The offer loans of up to: Undergraduate: $125,000 graduate: $250,000 Medical, Dental or Vetenary: $300,000 Loan Term [wps_meta key=”_cmb_comp”] offers loan refinancing terms of [wps_meta key=”_cmb_available_terms”] Good For Individuals who want a loan from a local or community bank at the lowest rate possible. Features and Benefits [wps_meta key=”_cmb_features”] Lender Requirements [wps_meta key=”_cmb_requirements”]
	24% - 99% Estimated APR	6, 12, or 18 Months Available Terms	$2,000 Min Loan Amount	$250,000 Max Loan Amount	See Your Rate Expand Details
Fixed Rates* [wps_meta key=”cmb_fixed_apr”] Variable Rates* [wps_meta key=”cmb_variable_apr”] Loan Terms* [wps_meta key=”_cmb_available_terms”] [wps_meta key=”_cmb_min_loan_amount_format”] up to [wps_meta key=”_cmb_max_loan_amount_format” default=”$100,000″] Loan Amount Range* About [wps_meta key=”_cmb_comp”] [wps_meta key=”_cmb_type” after=”s”] [wps_post field=”_cmb_subtitle”] Loan Features Loan Amount [wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] with a minimum loan amount of [wps_meta key=”_cmb_min_loan_amount_format” default=”0″] and a maximum loan amount of [wps_meta key=”_cmb_max_loan_amount_format” default=”$250,000″]. Loan Term [wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] terms ranging from [wps_meta key=”_cmb_available_terms”]. Good For This loan would be ideal for [wps_meta key=”_cmb_good_for”]. Features and Benefits [wps_meta key=”_cmb_features”] Lender Requirements [wps_meta key=”_cmb_requirements”]
	5.99% - 24.99% Estimated APR	2 to 5 Years Available Terms	$5,000 Min Loan Amount	$35,000 Max Loan Amount	See Your Rate Expand Details
[wps_meta key=”_cmb_advertised_title”]* [wps_meta key=”_cmb_advertised_number”] Loan Terms* [wps_meta key=”_cmb_available_terms”] [wps_meta key=”_cmb_min_loan_amount_format”] up to [wps_meta key=”_cmb_max_loan_amount_format” default=”$100,000″] Loan Amount Range* About [wps_meta key=”_cmb_comp”] [wps_meta key=”_cmb_type” after=”s”] [wps_post field=”_cmb_subtitle”] Loan Features Loan Amount [wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] with a minimum loan amount of [wps_meta key=”_cmb_min_loan_amount_format” default=”0″] and a maximum loan amount of [wps_meta key=”_cmb_max_loan_amount_format” default=”$250,000″]. Loan Term [wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] terms ranging from [wps_meta key=”_cmb_available_terms”]. Good For This loan would be ideal for [wps_meta key=”_cmb_good_for”]. Features and Benefits [wps_meta key=”_cmb_features”] Lender Requirements [wps_meta key=”_cmb_requirements”]
	6.95% - 35.99% Estimated APR	3 to 5 Years Available Terms	$2,000 Min Loan Amount	$40,000 Max Loan Amount	See Your Rate Expand Details
[wps_meta key=”_cmb_advertised_title”]* [wps_meta key=”_cmb_advertised_number”] Loan Terms* [wps_meta key=”_cmb_available_terms”] [wps_meta key=”_cmb_min_loan_amount_format”] up to [wps_meta key=”_cmb_max_loan_amount_format” default=”$100,000″] Loan Amount Range* About [wps_meta key=”_cmb_comp”] [wps_meta key=”_cmb_type” after=”s”] [wps_post field=”_cmb_subtitle”] Loan Features Loan Amount [wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] with a minimum loan amount of [wps_meta key=”_cmb_min_loan_amount_format” default=”0″] and a maximum loan amount of [wps_meta key=”_cmb_max_loan_amount_format” default=”$250,000″]. Loan Term [wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] terms ranging from [wps_meta key=”_cmb_available_terms”]. Good For This loan would be ideal for [wps_meta key=”_cmb_good_for”]. Features and Benefits [wps_meta key=”_cmb_features”] Lender Requirements [wps_meta key=”_cmb_requirements”]
	4.5% and up Estimated APR	5 to 20 years Available Terms	$1,000 Min Loan Amount	The Cost of Your Tuition Max Loan Amount	See Your Rate Expand Details
Fixed Rates* [wps_meta key=”cmb_fixed_apr”] Variable Rates* [wps_meta key=”cmb_variable_apr”] Loan Terms* [wps_meta key=”_cmb_available_terms”] [wps_meta key=”_cmb_min_loan_amount_format”] up to [wps_meta key=”_cmb_max_loan_amount_format” default=”$100,000″] Loan Amount Range* About [wps_meta key=”_cmb_comp”] [wps_meta key=”_cmb_type” after=”s”] [wps_post field=”_cmb_subtitle”] Loan Features Loan Amount [wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] with a minimum loan amount of [wps_meta key=”_cmb_min_loan_amount_format” default=”0″] and a maximum loan amount of [wps_meta key=”_cmb_max_loan_amount_format” default=”$250,000″]. Loan Term [wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] terms ranging from [wps_meta key=”_cmb_available_terms”]. Good For This loan would be ideal for [wps_meta key=”_cmb_good_for”]. Features and Benefits [wps_meta key=”_cmb_features”] Lender Requirements [wps_meta key=”_cmb_requirements”]
	2.74% - 27% Estimated APR	2 to 7 Years Available Terms	$8,000 Min Loan Amount	$100,000 Max Loan Amount	See Your Rate Expand Details
[wps_meta key=”_cmb_advertised_title”]* [wps_meta key=”_cmb_advertised_number”] Loan Terms* [wps_meta key=”_cmb_available_terms”] [wps_meta key=”_cmb_min_loan_amount_format”] up to [wps_meta key=”_cmb_max_loan_amount_format” default=”$100,000″] Loan Amount Range* About [wps_meta key=”_cmb_comp”] [wps_meta key=”_cmb_type” after=”s”] [wps_post field=”_cmb_subtitle”] Loan Features Loan Amount [wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] with a minimum loan amount of [wps_meta key=”_cmb_min_loan_amount_format” default=”0″] and a maximum loan amount of [wps_meta key=”_cmb_max_loan_amount_format” default=”$250,000″]. Loan Term [wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] terms ranging from [wps_meta key=”_cmb_available_terms”]. Good For This loan would be ideal for [wps_meta key=”_cmb_good_for”]. Features and Benefits [wps_meta key=”_cmb_features”] Lender Requirements [wps_meta key=”_cmb_requirements”]
	2.63% - 7.75% Estimated APR	5, 7, 10, 15 Available Terms	$1,000 Min Loan Amount	$100,000 Max Loan Amount	See Your Rate Expand Details
[wps_meta key=”_cmb_advertised_title”]* [wps_meta key=”_cmb_advertised_number”] Loan Terms* [wps_meta key=”_cmb_available_terms”] [wps_meta key=”_cmb_min_loan_amount_format”] up to [wps_meta key=”_cmb_max_loan_amount_format” default=”$100,000″] Loan Amount Range* About [wps_meta key=”_cmb_comp”] [wps_meta key=”_cmb_type” after=”s”] [wps_post field=”_cmb_subtitle”] Loan Features Loan Amount [wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] with a minimum loan amount of [wps_meta key=”_cmb_min_loan_amount_format” default=”0″] and a maximum loan amount of [wps_meta key=”_cmb_max_loan_amount_format” default=”$250,000″]. Loan Term [wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] terms ranging from [wps_meta key=”_cmb_available_terms”]. Good For This loan would be ideal for [wps_meta key=”_cmb_good_for”]. Features and Benefits [wps_meta key=”_cmb_features”] Lender Requirements [wps_meta key=”_cmb_requirements”]
	2.49% - 9.99% Estimated APR	5 to 20 Years Available Terms	Min Loan Amount	Max Loan Amount	See Your Rate Expand Details
Advertised Rate* 2.49% – 9.99% Loan Terms* 5 to 20 years $5,000 and up Loan amount Types of Student Loan Refinance Private Student Loan Refinancing Credible offers refinancing on private student loans. Federal Student Loan Refinancing Credible also offers refinancing on federal student loans as well. Features & Benefits Loan Amount Credible offers a minimum loan amount of $5,000 and a maximum loan amount of whatever your student loan balance might be. Loan Term Credible offers loan refinancing terms ranging from 5 to 20 years. Good For Individuals who want to refinance their student loans while having a lot of options and flexibility. Features and Benefits No origination or repayment fees. Credible and their partners will never charge you an origination fee or a repayment fee. Cosigners are allowed to help you lower your rate Repayment flexibility: choose when and how often you want to repay your loan. Lender Requirements At least $5,000 of student debt Have attended a qualifying US education program Be at least 18 years old Have a valid Social Security number and be a legal U.S. citizen or permanent resident.

What Interest Rates Can I Expect to Get in Georgia?

As stated above your interest rate a personal loan heavily depends on your credit score. The better your credit score more you can borrow at a interest rate. Personal loans are a great source of financing but you must be aware to avoid scammers when receiving a personal loan. If you receive a personal loan with an exceptionally large interest rate you could be caught in a circle of debt it may be difficult to get out of. Keeping this in mind, all the lenders on GAloan are all reputable industry leading lenders.

To calcuate your rates feel free to use our personal loan calculator.

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Get Connected to Personal Loans Today

What is the average personal loan interest rates in Georgia?

Get You Personal Loan Rates in Georgia Now

15% - 30%

Up to 1 Year

$5,000

$500,000

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Loan Amount

Loan Term

Good For

3.49% - 7.75%

5, 7, 10, 15 or 20 Years

$5,000

$250,000

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[wps_meta key=”_cmb_variable_apr”]

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Types of Student Loan Refinance

Private Student Loan Refinancing

Federal Student Loan Refinancing

Features & Benefits

Loan Amount

Loan Term

Good For

Lender Requirements

24% - 99%

6, 12, or 18 Months

$2,000

$250,000

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Loan Features

Loan Amount

Loan Term

Good For

5.99% - 24.99%

2 to 5 Years

$5,000

$35,000

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Loan Features

Loan Amount

Loan Term

Good For

6.95% - 35.99%

3 to 5 Years

$2,000

$40,000

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Loan Features

Loan Amount

Loan Term

Good For

4.5% and up

5 to 20 years

$1,000

The Cost of Your Tuition

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