Personal loans are unsecured loans offered in Georgia that can be used for any major purchase you need to cover. Popular uses of personal loans are debt consolidation, home renovation, medical expenses, and many others. The interest rates of personal loans are typically 5.99% up to 36.99%.
What is the average personal loan interest rates in Georgia?
The rate you receive on a personal loan is determined by several factors. The main factor that goes into deciding the APR of your personal loan is your credit score. Look at the list below, as you can tell the better your credit score, the lower the interest and the more money you can borrow.
Average Credit Score
Average Interest Rate
Average Amount Funded
720+
7.25%
$ 18,793
680-719
11.12%
$ 15,622
660-679
17.08%
$ 11,782
640-659
23.56%
$ 10,015
620-639
31.16%
$ 7,806
580-619
58.28%
$ 6,324
560-579
107.13%
$ 4,921
Less than 560
136.50%
$ 3,549
From the information above we can conclude that getting a personal loan in Georgia with reasonable interest rates while having a credit score under 580 is difficult.
[wps_meta key=”_cmb_min_loan_amount_format”] up to [wps_meta key=”_cmb_max_loan_amount_format” default=”$100,000″]
Loan Amount Range*
About [wps_meta key=”_cmb_comp”] [wps_meta key=”_cmb_type” after=”s”]
[wps_post field=”_cmb_subtitle”]
Loan Features
Loan Amount
[wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] with a minimum loan amount of [wps_meta key=”_cmb_min_loan_amount_format” default=”0″] and a maximum loan amount of [wps_meta key=”_cmb_max_loan_amount_format” default=”$250,000″].
[wps_meta key=”_cmb_min_loan_amount_format”] up to [wps_meta key=”_cmb_max_loan_amount_format” default=”$100,000″]
Loan Amount Range*
About [wps_meta key=”_cmb_comp”] [wps_meta key=”_cmb_type” after=”s”]
[wps_post field=”_cmb_subtitle”]
Loan Features
Loan Amount
[wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] with a minimum loan amount of [wps_meta key=”_cmb_min_loan_amount_format” default=”0″] and a maximum loan amount of [wps_meta key=”_cmb_max_loan_amount_format” default=”$250,000″].
[wps_meta key=”_cmb_min_loan_amount_format”] up to [wps_meta key=”_cmb_max_loan_amount_format” default=”$100,000″]
Loan Amount Range*
About [wps_meta key=”_cmb_comp”] [wps_meta key=”_cmb_type” after=”s”]
[wps_post field=”_cmb_subtitle”]
Loan Features
Loan Amount
[wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] with a minimum loan amount of [wps_meta key=”_cmb_min_loan_amount_format” default=”0″] and a maximum loan amount of [wps_meta key=”_cmb_max_loan_amount_format” default=”$250,000″].
[wps_meta key=”_cmb_min_loan_amount_format”] up to [wps_meta key=”_cmb_max_loan_amount_format” default=”$100,000″]
Loan Amount Range*
About [wps_meta key=”_cmb_comp”] [wps_meta key=”_cmb_type” after=”s”]
[wps_post field=”_cmb_subtitle”]
Loan Features
Loan Amount
[wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] with a minimum loan amount of [wps_meta key=”_cmb_min_loan_amount_format” default=”0″] and a maximum loan amount of [wps_meta key=”_cmb_max_loan_amount_format” default=”$250,000″].
[wps_meta key=”_cmb_min_loan_amount_format”] up to [wps_meta key=”_cmb_max_loan_amount_format” default=”$100,000″]
Loan Amount Range*
About [wps_meta key=”_cmb_comp”] [wps_meta key=”_cmb_type” after=”s”]
[wps_post field=”_cmb_subtitle”]
Loan Features
Loan Amount
[wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] with a minimum loan amount of [wps_meta key=”_cmb_min_loan_amount_format” default=”0″] and a maximum loan amount of [wps_meta key=”_cmb_max_loan_amount_format” default=”$250,000″].
[wps_meta key=”_cmb_min_loan_amount_format”] up to [wps_meta key=”_cmb_max_loan_amount_format” default=”$100,000″]
Loan Amount Range*
About [wps_meta key=”_cmb_comp”] [wps_meta key=”_cmb_type” after=”s”]
[wps_post field=”_cmb_subtitle”]
Loan Features
Loan Amount
[wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] with a minimum loan amount of [wps_meta key=”_cmb_min_loan_amount_format” default=”0″] and a maximum loan amount of [wps_meta key=”_cmb_max_loan_amount_format” default=”$250,000″].
[wps_meta key=”_cmb_min_loan_amount_format”] up to [wps_meta key=”_cmb_max_loan_amount_format” default=”$100,000″]
Loan Amount Range*
About [wps_meta key=”_cmb_comp”] [wps_meta key=”_cmb_type” after=”s”]
[wps_post field=”_cmb_subtitle”]
Loan Features
Loan Amount
[wps_meta key=”_cmb_comp”] offers [wps_meta key=”_cmb_type” after=”s”] with a minimum loan amount of [wps_meta key=”_cmb_min_loan_amount_format” default=”0″] and a maximum loan amount of [wps_meta key=”_cmb_max_loan_amount_format” default=”$250,000″].
Credible offers refinancing on private student loans.
Federal Student Loan Refinancing
Credible also offers refinancing on federal student loans as well.
Features & Benefits
Loan Amount
Credible offers a minimum loan amount of $5,000 and a maximum loan amount of whatever your student loan balance might be.
Loan Term
Credible offers loan refinancing terms ranging from 5 to 20 years.
Good For
Individuals who want to refinance their student loans while having a lot of options and flexibility.
Features and Benefits
No origination or repayment fees. Credible and their partners will never charge you an origination fee or a repayment fee.
Cosigners are allowed to help you lower your rate
Repayment flexibility: choose when and how often you want to repay your loan.
Lender Requirements
At least $5,000 of student debt
Have attended a qualifying US education program
Be at least 18 years old
Have a valid Social Security number and be a legal U.S. citizen or permanent resident.
What Interest Rates Can I Expect to Get in Georgia?
As stated above your interest rate a personal loan heavily depends on your credit score. The better your credit score more you can borrow at a interest rate. Personal loans are a great source of financing but you must be aware to avoid scammers when receiving a personal loan. If you receive a personal loan with an exceptionally large interest rate you could be caught in a circle of debt it may be difficult to get out of. Keeping this in mind, all the lenders on GAloan are all reputable industry leading lenders.
To calcuate your rates feel free to use our personal loan calculator.
[shmac_calc_sc extraclass=”Personal Loan” allowoverrides=”enable” slideroverrides=”enable” enable_slideroverride=”enable” enable_emailoverride=”disable” slider_theme=”broad” primarycolor=”#001278″ calctitle=”Georgia Personal Loan Calculator” amountlabel=”Amount Of Loan” amountinfo=”The amount of money you need” defaultpurchase=”10,000″ sliderminamount=”1,000″ slidermaxamount=”100,000″ sliderstepsamount=”100″ interestlabel=”Interest Rate on the Loan” interestinfo=”The amount of interest that comes with the loan” defaultinterest=”8.99″ slidermininterest=”5″ slidermaxinterest=”70″ sliderstepsinterest=”.25″ downpayshow=”no” termlabel=”Term” terminfo=”How long do you want the loan” defaultterm=”36″ sliderminterm=”12″ slidermaxterm=”96″ sliderstepsterm=”1″ termtype=”month” enableinsurance=”no” enablepmi=”no” enabletaxes=”no” currencysymbol=”$” currencyformat=”1″ currencyside=”left” allowemail=”no”]
