Our Rating: 82%

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PNC Bank Personal Loan Review

Loan Amount:
$1,000 - $35,000
Minimum Credit Score:
620
APRs From:
6.24% - 35.99%
Funding Speed:
Not Specified

Brick and Mortar bank, PNC bank features competitive rates and low rates and fees on unsecured personal loans. PNC allows you to consolidate high-interest credit card debt, fund expensive home improvements or finance any major purchase. Borrowers do not need to have an existing relationship with PNC to get a loan, however, borrowers with a valid PNC checking account can opt into automatic loan payments and receive a discount on their APR.

Check your pre-qualified personal loan rates online now.

Pros

  • Competitive rates.
  • Quick Loan funding - fund a loan within 2 business days.
  • Option to add co-signer.
  • Available in Georgia

Cons

  • Fees: charges 10% or $40 late fee, whichever is greater.

PNC Personal Loan Overview

The ninth-largest bank in the U.S. by total assets, PNC Bank offers unsecured personal loans for borrowers looking to consolidate debt, fund home improvements, or cover emergency expenses.

Your approval will depend on your credit score, income, and debt-to-income ratio. According to a PNC representative, these factors are weighed evenly on applications.

While no specific credit score requirements were disclosed, borrowers who qualify will likely need good to great credit. Most of PNC's consumer loan borrowers have a FICO score of at least 650 according to PNC’s 2017 annual report.

To option to add a co-signer is offered by PNC. This will increase approval odds and help you get a lower rate. You must keep in mind, that the co-signer will also be responsible for repaying the loan if you default on your payments.

  • Cost: APRs start at around 9%.
  • Fees:
    • Origination fee: None.
    • Late fee: Greater of $40 or 10% of the amount due, after a 15-day grace period.
    • Prepayment fee: None.
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How to apply for a PNC loan

Applying is simple and can be done through PNC’s website. PNC is unique in the fact that they are a branch bank, so you'll also have the option to visit a physical branch location in person if you are more comfortable with in-person banking. Completing an application will only take around 10 minutes, some of the information you'll need to provide is one form of photo ID and your annual income.

PNC Bank Georgia Branch Locations

There are 60 PNC Bank Branches in Georgia.
The following is a list of all PNC Bank Georgia Branch Locations.
MONTEZUMA BRANCH Logo
MONTEZUMA BRANCH
Address: 115 North Dooly Street, Montezuma, Georgia 31063
AUSTELL BRANCH Logo
AUSTELL BRANCH
Address: 2913 Veterans Memorial Highway, Austell, Georgia 30168
Palmetto Branch Logo
Palmetto Branch
Address: 9115 Roosevelt Highway Highway 29, Palmetto, Georgia 30268
JONESBORO BRANCH Logo
JONESBORO BRANCH
Address: 7906 Tara Boulevard, Jonesboro, Georgia 30236
LAFAYETTE PARKWAY BRANCH Logo
LAFAYETTE PARKWAY BRANCH
Address: 1417 Lafayette Parkway, Lagrange, Georgia 30240
East Cobb Branch Logo
East Cobb Branch
Address: 4244 Roswell Rd, Marietta, Georgia 30062
OLD ALABAMA ROAD Logo
OLD ALABAMA ROAD
Address: 3290 Old Alabama Road, Alpharetta, Georgia 30022
5424 BUFORD HIGHWAY BRANCH Logo
5424 BUFORD HIGHWAY BRANCH
Address: 5424 Buford Highway, Doraville, Georgia 30340
2710 WESLEY CHAPEL ROAD BRANCH Logo
2710 WESLEY CHAPEL ROAD BRANCH
Address: 2710 Wesley Chapel Road, Decatur, Georgia 30034
MANSELL ROAD BRANCH Logo
MANSELL ROAD BRANCH
Address: 1500 Mansell Road, Alpharetta, Georgia 30004
Lilburn Branch Logo
Lilburn Branch
Address: 494 Indian Trial Road, Lilburn, Georgia 30047
Snellville Branch Logo
Snellville Branch
Address: 2550 Odum Street, Snellville, Georgia 30078
DOUGLASVILLE BRANCH Logo
DOUGLASVILLE BRANCH
Address: 6125 Professional Pkwy, Douglasville, Georgia 30134
MOUNT VERNON BRANCH Logo
MOUNT VERNON BRANCH
Address: 1636 Mount Vernon Road, Dunwoody, Georgia 30338
Union City Branch Logo
Union City Branch
Address: 4650 Jonesboro Rd, Union City, Georgia 30291
VIENNA BRANCH Logo
VIENNA BRANCH
Address: 100 W. Union Street, Vienna, Georgia 31092
STOCKBRIDGE BRANCH Logo
STOCKBRIDGE BRANCH
Address: 410 Country Club Drive, Stockbridge, Georgia 30281
Fayetteville Branch Logo
Fayetteville Branch
Address: 100 Beckett Lane, Fayetteville, Georgia 30214
WINDWARD PARKWAY BRANCH Logo
WINDWARD PARKWAY BRANCH
Address: 12885 Highway 9, Alpharetta, Georgia 30004
CYNTERGY-MIDTOWN BRANCH Logo
CYNTERGY-MIDTOWN BRANCH
Address: 75 Fifth Street N.W., Suite A, Atlanta, Georgia 30308
LA GRANGE MAIN BRANCH Logo
LA GRANGE MAIN BRANCH
Address: 101 N Greenwood Street, La Grange, Georgia 30240
HIGHLANDS PARK BRANCH Logo
HIGHLANDS PARK BRANCH
Address: 4500 South Cobb Drive, Smyrna, Georgia 30080
NEWNAN BRANCH Logo
NEWNAN BRANCH
Address: 2904 Sharpsburg Mccullum Road, Newnan, Georgia 30265
FLYNN CROSSING BRANCH Logo
FLYNN CROSSING BRANCH
Address: 5320 Flynn Crossing Drive, Alpharetta, Georgia 30005
TUCKER FEDERAL BANK BRANCH Logo
TUCKER FEDERAL BANK BRANCH
Address: 2355 Main Street, Tucker, Georgia 30084
HAMILTON MILL BRANCH Logo
HAMILTON MILL BRANCH
Address: 3350 Brasselton Highway, Dacula, Georgia 30019
TRAMMEL ROAD BRANCH Logo
TRAMMEL ROAD BRANCH
Address: 1640 Buford Highway, Cumming, Georgia 30041
CUMBERLAND GALLERIA BRANCH Logo
CUMBERLAND GALLERIA BRANCH
Address: 3155 Cobb Parkway Southeast, Suite 100, Atlanta, Georgia 30339
PERIMETER CENTER WEST BRANCH Logo
PERIMETER CENTER WEST BRANCH
Address: 125 Perimeter Center West, Atlanta, Georgia 30346
Gateway Branch Logo
Gateway Branch
Address: 3151 Lawrenceville - Suwanee Rd., Suwanee, Georgia 30024
MORROW BRANCH Logo
MORROW BRANCH
Address: 1585 Southlake Parkway, Morrow, Georgia 30260
MARIETTA BRANCH Logo
MARIETTA BRANCH
Address: 50 S Marietta Pkwy Sw, Marietta, Georgia 30064
Reynolds Crossing Branch Logo
Reynolds Crossing Branch
Address: 3750 Old Norcross Road, Duluth, Georgia 30096
New Macland Road Branch Logo
New Macland Road Branch
Address: 3720 New Macland Rd, Powder Springs, Georgia 30127
ATLANTA - PHARR ROAD BRANCH Logo
ATLANTA - PHARR ROAD BRANCH
Address: 293 Pharr Road, Atlanta, Georgia 30305
WEST COBB BRANCH Logo
WEST COBB BRANCH
Address: 3685 Dallas Highway, Marietta, Georgia 30064
DULUTH MEDLOCK BRIDGE BRANCH Logo
DULUTH MEDLOCK BRIDGE BRANCH
Address: 9570 Medlock Bridge Road, Duluth, Georgia 30097
HIRAM PAULDING COUNTY BRANCH Logo
HIRAM PAULDING COUNTY BRANCH
Address: 1430 Pace Road, Hiram, Georgia 30141
MABLETON FONTAINE ROAD BRANCH Logo
MABLETON FONTAINE ROAD BRANCH
Address: 620 Fontaine Road, Mableton, Georgia 30126
Lawrenceville Branch Logo
Lawrenceville Branch
Address: 291 Gwinnett Drive, Lawrenceville, Georgia 30046
N DRUID HILLS BRANCH Logo
N DRUID HILLS BRANCH
Address: 2920 N. Druid Hills Road., Ne, Atlanta, Georgia 30329
Roswell Branch Logo
Roswell Branch
Address: 675 Holcoomb Bridge Road, Roswell, Georgia 30076
ATLANTA-PRADO BRANCH Logo
ATLANTA-PRADO BRANCH
Address: 5640 Roswell Road Ne, Sandy Springs, Georgia 30342
Cobb Parkway Branch Logo
Cobb Parkway Branch
Address: 3402 Cobb Pkwy Nw, Acworth, Georgia 30101
ANSLEY MALL BRANCH Logo
ANSLEY MALL BRANCH
Address: 1676 Monroe Dr Ne, Atlanta, Georgia 30324
LAWRENCEVILLE - OLD NORCROSS BRANCH Logo
LAWRENCEVILLE - OLD NORCROSS BRANCH
Address: 4780 Sugarloaf Pkwy, Lawrenceville, Georgia 30044
NORCROSS PEACHTREE INDUSTRIAL BRANCH Logo
NORCROSS PEACHTREE INDUSTRIAL BRANCH
Address: 4875 Peachtree Industrial Blvd, Norcross, Georgia 30092
SUWANEE PEACHTREE INDUSTRIAL BRANCH Logo
SUWANEE PEACHTREE INDUSTRIAL BRANCH
Address: 1001 Peachtree Industrial Blvd, Suwanee, Georgia 30024
Peachtree Parkway Branch Logo
Peachtree Parkway Branch
Address: 2605 Peachtree Pkwy, Suwanee, Georgia 30024
Woodstock Branch Logo
Woodstock Branch
Address: 6430 Bells Ferry Rd, Woodstock, Georgia 30189
ALPHARETTA AVALON BRANCH Logo
ALPHARETTA AVALON BRANCH
Address: 2810 Old Milton Parkway, Alpharetta, Georgia 30009
CLEVELAND AVE @ KROGER BRANCH Logo
CLEVELAND AVE @ KROGER BRANCH
Address: 2685 Metropolitan Parkway Sw, Atlanta, Georgia 30315
PEACHTREE CORNERS BRANCH Logo
PEACHTREE CORNERS BRANCH
Address: 5130 Peachtree Parkway, Suite 200, Peachtree Corners, Georgia 30092
SANDY PLAINS BRANCH Logo
SANDY PLAINS BRANCH
Address: 2981 Shallowford Road, Marietta, Georgia 30066
ROSWELL 92 AND KING BRANCH Logo
ROSWELL 92 AND KING BRANCH
Address: 855 Woodstock Road, Roswell, Georgia 30075
JOHNS CREEK BRANCH Logo
JOHNS CREEK BRANCH
Address: 6950 Mcginnis Ferry Road, Suwanee, Georgia 30024
12TH AND PEACHTREE BRANCH Logo
12TH AND PEACHTREE BRANCH
Address: 1075 Peachtree St Ne, Suite 1e, Atlanta, Georgia 30309
BUCKHEAD BRANCH Logo
BUCKHEAD BRANCH
Address: 3146 Peachtree Road N.W., Atlanta, Georgia 30305
GREENBRIAR MALL BRANCH Logo
GREENBRIAR MALL BRANCH
Address: 2841 Peachtree Parkway Suite 110, Atlanta, Georgia 30305
KENNESAW BRANCH Logo
KENNESAW BRANCH
Address: 1925 Cobb Parkway, Suite 100, Kennesaw, Georgia 30152